Getting To Yes With Your Banker

How to use banker’s drafts and cheques
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The company in its BSE filing said that the forced sales were triggered by an invocation of pledge on the equity shares of a large stakeholder. Kapoor, who is also a promoter of Yes Bank, has less than 5 percent stake left in the private lender, and the same has been pledged with RNAM, they added. Yes Bank's exposure to Indiabulls Housing Finance has gone down about 30 percent over the last few months, said Gill. Now the bank will seek necessary shareholders' consent and proceed expeditiously with its capital raise. Nifty futures were trading around 10,level on the Singaporean Exchange.

The company will use the stake sale proceeds solely to prepay a substantial portion of its outstanding NCDs.

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Reproduction of news articles, photos, videos or any other content in whole or in part in any form or medium without express writtern permission of moneycontrol. Uptick in average deposit rates for PSBs. Here's why UPL is pick of the week. Let your banker work with you. Your banker's job is lending money and protecting depositors' assets. If your proposal is sound, you'll get your loan. If it isn't sound, you shouldn't. And if you disagree with your banker, be prepared to back up your renewed application with facts. Establish more than one banking relationship. Spread the risk. Don't be dependent on one banker.

The Art of Negotiation

Bankers move, retire, get promoted, leave banking, and have squabbles with the loan review committee. Plus, a line of credit may have to be paid out for 90 days each year. If you have two banks, you use both, keep both happy, satisfy the bank examiners, and have surplus credit available if you need it.

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How safe are your bank deposits? Say no to rumours; say yes to history

By giving your consent below, you are agreeing to the use of that data. For more information on our data policies, please visit our Cookie Policy. Revoke Consent Submit Consent. Starting a Business. A strong relationship with your banker and knowing how credit decisions are made can improve your chances of getting a loan. Next Article -- shares Add to Queue. David Bangs. October 1, 7 min read.

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Learn the do's and don'ts to build the right relationship with your banker from an entrepreneur who has decades of experience. A concise, insightful (but sometimes humorous) guide to understanding the world of banking - and how a small businessman can navigate its tricky waters.

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He is allowed to sell a small percentage of his holding each day. This is in addition to any capital you may be putting up. Keep in mind that your relationship with your banker should be cooperative, not antagonistic, subservient, fawning, obsequious, mistrustful or fearful. If it isn't sound, you shouldn't. Revoke Consent Submit Consent. Commented Stories. A maximum of two individuals per organisation will be permitted.

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